Next month I’m going to get a packet from Husband’s employer and we’re going to have to select our benefits for next year.
It’s difficult for me to throroughly review every benefit in the short enrollment window we’re given, even though I’ve got a bit of experience with insurance and insurance matters. I can’t imagine how difficult it is for people who aren’t lucky enough to have worked slinging policies for more than ten years.
One of the things I’m sure of is that our health insurance premiums will increase. I’m just not sure how much. Alison at This Wasn’t In the Plan already received her increase, and I empathize with her frustration about paying more for mediocre coverage. I only hope and pray our plan hasn’t changed again, as there’s not much we can give up in terms of coverage at this point – what with a diabetic and an asthmatic in the family.
I have already figured out, though, that I’m going to save some money by cutting vision coverage next year. I’m the only one who wears corrective lenses, and I got new glasses last year. I haven’t used my allotment of contacts this year yet, as I make my six month supply last at least a year (Shhh! Don’t tell my Opthamologist!).
I will make an appointment for myself in November and get next year’s allotment. So I won’t need vision coverage next year. That frees up about $7 a month to use towards my Health increase. Not a lot, but as every snowflaker knows, every little bit helps.