Last night Husband came home with his annual benefits enrollment package. The good people at Large Conglomerate have given us two weeks to review our choices and make our selections.
Husband’s company is a very small (down to about fifteen employees) division of Large Conglomerate. Being a part of Large Conglomerate gives us access to many more benefits than we’d likely be offered otherwise, and for that I am thankful.
We have to analyze these offerings to which we contribute:
- Three Medical Plans
- Three Dental Plans
- Two Vision Plans
- Three Flexible Spending Plans
- Disability Insurance, Short and Long Term
- Legal Plan
- Pet Insurance
And these which are provided at no charge:
- Employee Assistance Program
- Back-up Care Advantage Program
- Health Advocate
- Nationwide Discount Programs
The decisions we make over the next two weeks can have a profound effect on our quality of life over the next year, and years to come. Two weeks really isn’t a lot of time to make these very important decisions.
I’m going to do a series of posts about our benefits, how I analyze them and the decisions we make. It will help me to be clear on our choices, and if it helps someone else, terrific.
Tomorrow’s post will look at our choices for medical insurance, always a sticky wicket because Husband has diabetes and Son has asthma. This is the decision that is hardest for us to make. Come watch me make it!
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
Read the rest of the series!
It’s Benefit Enrollment Time – Medical Insurance Part 1 – Evaluating What You’ve Got
It’s Benefit Enrollment Time – Medical Insurance Part 2 – The Plans and What They Really Cost
It’s Benefit Enrollment Time – Flexible Spending Accounts Mean More Money in Our Pocket!
It’s Benefit Enrollment Time – Dental Insurance and Why The Math is So Important
It’s Benefit Enrollment Time – Life Insurance a Bargain For Us
It’s Benefit Enrollment Time – Seeing the Vision Plan Clearly. Finally.
It’s Benefit Enrollment Time – Disability and Long Term Care Insurance are Good to Have
It’s Benefit Enrollment Time – Legal, Pet Insurance and Lots of Little Perks
Leave a Reply