Deal of the Day October 17, 2008

Here’s one I’ve not seen before!

Get $5 off your $25 purchase at Whole Foods Market with this new coupon. The coupon is good through 10/22. Limit is one coupon per person per day. You can combine the coupon with manufacturer’s coupons but not with Team Member discounts. You can use it at any store across the United States but you have to make sure to bring it with you as they won’t have any at stores. I don’t see any restrictions on the coupons so you might be able to use it on Gift Cards!

I don’t shop this store very often as the closest one to me is 20 minutes away but I will be in the area this weekend. I wonder if they carry Gold Medal Whole Wheat Flour. There’s a $1/1 coupon on Eat Better America. It could make for some cheap flour.

Get your coupon when you click on the image above.  This deal stolen from Common Sense with Money.  Thanks!

Check back tomorrow for another great deal!

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Deal of the Day Septemer 25, 2008

Who doesn’t need sporty footwear?

Beginning tomorrow, stop by Foot Locker to cash in on their Friends & Family Sale. Use coupon code LKS1FF89 to cut purchases by 30%. Save on shoes, apparel, accessories, and fan gear for the whole family. Sale ends 09/28/2008.

Check back tomorrow for another great deal!

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Deal of the Day September 10, 2008

Did you know that Hickory Farms is open all year – not just at Christmastime?

Well, apparently they are. And to help you remember.

Send a Hickory Farms gift pack for birthdays, anniversaries, as a than you, or just because while saving 20% on an entire purchase. Use coupon code ONLINE20 when checking out. Famous for their beef sticks and cheese, you can also find terrific gift sets that include fruit, desserts and nuts. Coupon expires 09/30/2008.

Check back tomorrow for another great deal!

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Deal of the Day September 5, 2008

Nothing is being held back from the BOGO 50% off storewide sale at Payless. Shop from among many styles of shoes for men, women, and kids, as well as accessories. Second item purchased must be of equal or lesser value to qualify for discount.   If you have AAA see if they’ll give you an additional 10% off.  Hey, it’s worth a try! Shipping is free on any order of $60 or more, or shipped free to a store near you. Sale ends 09/08/2008.

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Deal of the Day September 3, 2008

Here’s a way to get a free sample and a chance to have Tim Gunn, from Project Runway, give you a style consultation!

Get a free sample of Tide TotalCare from the folks over at Proctor & Gamble. Once you’ve requested the sample, you’ll also be entered to win one of five prize give aways, with the top prize being a style consultation with Tim Gunn, a new wardrobe worth $3,000, and a one-year supply of Tide. Offer valid through 10/20/2008 or while supplies last.

Check back tomorrow for another great deal!

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Deal of the Day July 20, 2008

First of all, Happy Birthday, Son!!!!!!

In time for back to school, and because it’s never a bad time to buy shoes, Payless shoes is offering this great coupon for $10 off a $50 purchase until August 2, 2008.

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My Personal Finance Confession Project – Credit Card Rates

I’m starting this project because I have a confession I wanted to make, and after I wrote it out I thought it would be great if others would share theirs so we can all learn something. Or point fingers and laugh.

So, please share your confession and any related thoughts, plans of action , justifications and/or consequences. Then tag 5 others to share theirs. You don’t have to link back here, but it would be nice. If you do I’ll post a link to yours… And if you don’t have a blog, please share your confession in the comments!

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I have a confession to make.

I have absolutely no idea what the finance rates are on my credit cards.

I know, that’s blasphemous in the personal finance community. Since I pay my credit cards off each month it’s never mattered before. Who cares if I have a 21% rate if there’s never a finance charge? All I ever cared about was that I had no membership fee for the card. The rate has always been irrelevant.

But in the wake of layoffs at Husband’s job and the continuing downturn in our economy I realize that anything can happen. Illness, loss of job, civil unrest could all be on our horizon.

So, even though I have a very healthy emergency fund and would not want to accrue any debt unless absolutely necessary, I should be prepared in case it becomes absolutely necessary.

That means I need one card with a really good rate, and it should be a Visa or Mastercard since they are accepted in more places than American Express or Discover.

So, first thing when I get back from my vacations I’m going to check out my credit card rates, and check them against the best available rates out there. I’m loathe to apply for a new credit card when we’re hoping to buy a home soon, so here’s hoping I have a good rate on at least one of my cards, or can call and negotiate a better one.

Gee, that felt good. Confession is good for the soul…

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I’d love if these wonderful bloggers would help start this off…

PaidTwice at I’ve Paid For This Twice Already…

Mrs. Micah at Finance for a Freelance Life

vh at Funny About Money

Anna at To Be Debt Free

Pinyo at Moolanomy

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Other Personal Finance Confessions:

  1. The Personal Finance Confession Project: Do as I say… at Funny About Money
  2. Confession at Done To Zen
  3. Personal Finance Confession Project at Mrs. Micah

Deal of the Day April 23, 2008

In honor of my friend J, and every other woman who is seriously PMSing…

Amazon is having a sale on chocolate! They’re cutting select chocolate items by 50%. Use coupon code CHAWCLAT at checkout. Some of the eligible products include Nestle Toll House Semi Sweet Chocolate Chunk Morsels, Hershey’s Sticks Filled with Carmel, M&M Mars Milkyway Miniatures, and many more. Offer good while supplies last.

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Change Some Habits, Save Some Gas. And Some Money.

A few months ago I wrote a post that gave Tips on Pumping Gas. It gives some pretty good ideas for stretching your dollar at the pump.

Today I went shopping with Son, and was lucky enough to get a parking space close to the store right away, as it’s previous occupant was pulling away as I drove up. Normally I will wait for a space, and so I got to thinking about what a waste of gas that is.

And so, a post is born.

Here are some things you can do to reduce your gas usage, save money and get healthier all at the same time:

1. Take the first available parking spot you see. Instead of driving up and down the aisles of the supermarket parking lot looking for the spot nearest the door, or sitting idle while someone loads their groceries and the triplets, just park. On nice days you can save a little more by pulling into the first available spot near the lot entrance. I might even – gasp- get some exercise. Say it isn’t so!

2. Minimize idling. Idling gets you zero miles per gallon. If you are at the bank, the drive-thru or chatting with a friend and are going to idle for a minute or less, leave your car on. If it’s going to be much longer than a minute you should turn off your car.

3. Plan your route. On errand runs go to the furthest place first, then backtrack. I’ve done this for years for the most part, but I’m slacking less.

4. Try new merchants. If your current dry cleaner is six miles away and there’s one with comparable prices right next to the supermarket, why not give the closer guy a try? You never know…

5. Walk more. If you’re going to several locations in relatively close proximity park your car in the middle and walk. Today Son and I went to a different Target than our usual one, located in a shopping center which unfortunately had a Chuck E. Cheese. Instead of driving from one end of the center to the other we walked. Secondary tip: Never, ever go to Chuck E. Cheese during Spring Break.

6. Use your cruise control. This method has actually been proven to save a lot of gas, as it reduces heavy acceleration and heavy use of the brake (I’ve always been a hard braker Get it?). A steady driving speed will improve fuel economy.

7. Use your bicycle. Ride it to work, or the grocery store, or the gym. I can’t wait for Son to be steady enough on a bicycle for us to use bicycles as transportation.

And the biggie.

8. Stay home. You don’t need to get dressed to go to Starbucks for overpriced coffee. You can sit in the comfort of your own home in your jammies with some nice music on the stereo. Now that the weather is getting better you can have the kids can play in the yard with their friends instead of driving to Chuck E. Cheese. Join Netflix (as little as $4.99 a month!) and have your movies delivered. Have a family game night and whip up some homemade (or heat some frozen) pizza instead of an expensive (and noisy!) visit to Chuck E. Cheese.

My goodness, what would become of our society if families spent more time at home together?

Black Friday – Oops! I Missed It Again

In my family Thanksgiving is not a one day holiday, it’s a four-day extravaganza. The turkey and trimmings are just the beginning of a tradition-filled, written-in-stone series of events that had been the same forever(at least until a few years ago when we started to actually leave the country to celebrate).

No matter where we are, though, I am destined to miss that most important day of the year for frugal-minded, bargain-worshiping people like myself – Black Friday.

Please don’t misunderstand – I’m always having a grand time with my family. And we’re usually shopping – at the Swap Shop or a Bahamian Straw Market. It’s fun and togetherness and kitsch and really, what could be better?

But.

Every year I miss the DVD player for $6.99. The 5 am earlybird special at Bed Bath and Beyond, where I can get 20% off my entire purchase! The Buy 1 Get 1 Free on Wiis. The free Mimosas at Tiffany’s (Okay, that one never really happened. You can probably get free Mimosa’s at Tiffany’s every day of the year,though. Not that I’d know…).

This year I couldn’t even bring myself to read the ads.

Perhaps one day I will be able to scan the web days in advance for the Black Friday deals, plan my route to take advantage of the best deals by time and location, become part of the fervor of excitement at 5 am as my fellow bargain shoppers wait bleary-eyed at 5 am for the doors to open so we can buy six iPods for the price of one.

I must live vicariously through others. Feel free to make me jealous by sharing stories of your coups!

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